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What is prior authorization?

Tactics that insurance companies use to cut their operating costs are known to add burdens to Kentucky policy holders who are seeking treatment for personal injuries. Fail first options are one such tactic, but insurers can delay a person’s efforts to receive...

What is a fail first option?

When you are recovering from a serious personal injury, perhaps resulting from an auto accident or a Kentucky workplace incident, you do not want an insurer to play games with your medical care. However, some insurance companies are making it harder for their policy...